Exchange enrollees finding insurance plans that limit specialists and hospitals
By Jennifer Popik, JD,Robert Powell Center for Medical Ethics
As Americans engage in the increasingly frustrating process of attempting to enroll in health plans in new health care exchanges, many are finding their alternatives limited to cut-rate plans that allow them to see only narrow groups of health care providers that exclude the best specialists and health care centers.
Not only are many plans limiting access to the best doctors and hospitals, but there are many insurers who are not offering any plans at all in the states exchanges.
Meanwhile, an October 30, 2013, Washington Post story reported that hundreds of thousands are getting notices that their health insurance policies they now have will not be renewed. The Post’s Lena H. Sun and Sandhya Somashekhar quoted New Jersey’s Governor Chris Christie who told “CBS This Morning”
“The real problem is that people weren’t told the truth. You can remember, they were told that they would be able to keep their policies if they like them. Now you hear hundreds of thousands of people across the country being told they couldn’t.”
While administration apologists claim that “substandard” plans are being replaced by better ones, that is belied by the limitations of the plans now being made available.